I was very happy that I had a credit card with me to cover those charges. It cost me about 2.000 US dollars to see the doctor and to get an x-ray and ultrasound. While I was studying in New York City, I tore a ligament in my ankle. Unexpected large payments, especially abroad, for medical care after an accident often require a credit card with a larger credit limit. A debit card is not always accepted by car rental companies. When renting a car in Germany or abroad, rental car companies will ask you to leave a deposit to cover potential damages. 3 reasons why you need a credit card in Germany 1. Give it at least three months’ time to create a Schufa record and settle so that your perceived risk level as a credit card customer gets lowered. PAYBACK American Express Card – the only free Amex card with great possibilities to collect PAYBACK points however, with fees for cash withdrawals and foreign payments.ĭon’t apply within your first weeks in Germany to increase your chances of being accepted as a customer.Advanzia Gebührenfrei Mastercard – easy to qualify for and worldwide fee-free usage, however with some hidden interest rates on cash withdrawals.Worldwide fee-free usage, however with some hidden interest rates on cash withdrawals. TF Bank Mastercard Gold – easy to get even with bad credit score.In this guide, we will review and compare the best free credit cards in Germany for foreigners here is a quick summary: Quick comparison of the best free credit cards in Germany How can you increase your credit card limit?.Advanzia Mastercard Gold (aka Gebührenfrei) What are the best free credit cards in Germany?. What is the best credit card type to use in Germany?.What are the different credit card types in Germany?.3 reasons why you need a credit card in Germany.Quick comparison of the best free credit cards in Germany.
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